Exclamation mark icon.Important: The minimum loan amount for a Personal Loan is $7,000. If you would like to apply for a loan less than $7,000, click here to explore other options.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR APPLYING FOR A LOAN — To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Are you applying for individual credit in your own name, or joint credit with another person?
Individual credit in my own name Joint credit with another person
Please provide information just for the primary applicant, such as income and expenses. We'll ask for the co-applicant's information later.
Commerce location
* Required Field

Commerce Bank operates in Missouri, Illinois, Kansas, Oklahoma, and Colorado. If you currently reside outside of these States and wish to complete this application, please call our Customer Contact Center at 1-800-641-2265. Our sales representatives are available to assist you Monday through Friday, from 7:30 a.m. to 10:00 p.m. and Saturday from 7:30 a.m. to 4:00 p.m. (Central Time)
General Information


- -
/ /
 
- -
Employment and Income
- -
- -
$ .00
$ .00
Nearest Relative Not Living With You

- -
Housing Information
$ .00
Co-Applicant General Information
Yes No


- -
/ /
 
- -
Co-Applicant Employment and Income
- -
- -
$ .00
$ .00
Co-Applicant Housing Information
$ .00
Loan Information
Yes No
$ .00
YearsMonths
Loan Purpose
Buy Vehicle icon
Car or truck
Motorcycle
Recreational Vehicle
Boat/Marine
Improve Home Icon
Pay for a project that will improve the home's value, such as a new deck or driveway.
Buy something that is installed in the home, such as a furnace or roof.
Buy something that is not permanently installed in the home, such as a washer/dryer or refrigerator.
Refinance Icon
Consolidate multiple debts, such as credit card debts.
Refinance a single debt.
Life Event Icon
Pay for a wedding
Pay for an adoption
Pay for education expenses
Pay for medical expenses
Yes No
Yes No
Your application will be submitted as a pre-approval for an auto loan. Information about the vehicle you choose will be required prior to final approval.
Yes No
Please select any optional equipment items on your vehicle.
Note: Vehicle Identification Number, Optional Equipment, and Trim Package are not required for the application but will be required prior to loan closing.
Note: Vehicle Identification Number is not required for the application, but will be required prior to loan closing.
Boat
Motor
Trailer
Yes No
Yes No
Boat and Marine Information
Boat Information
Note:
Motor Information
Note:
Trailer Information
Note:
Other Marine Information
Note:
Please select any optional equipment items on your vehicle.
Note: Vehicle Identification Number, Optional Equipment, and Trim Package are not required for the application but will be required prior to loan closing.
Note: Vehicle Identification Number is not required for the application, but will be required prior to loan closing.
Boat and Marine Information
Boat
Motor
Trailer
Boat Information
Note:
Motor Information
Note:
Trailer Information
Note:
Other Marine Information
Note:
$.00
†Deposits pledged as collateral are not available for withdrawal until loan is repaid.
Other Collateral Information
Please list the item(s).
1-4 family dwelling 5+ family dwelling Manufactured Housing
Information for Government Monitoring Purposes
The following information is requested by the federal government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. You may select one or more designations for "Race." The law provides that a lender may not discriminate on the basis of this information, or on whether you choose to furnish it. However, if you choose not to furnish the information and you have made this application in person, under federal regulations the lender is required to note ethnicity, race, and sex on the basis of visual observation or surname. If you do not wish to furnish the information, please check below.

Applicant

American Indian or Alaskan Native
Asian
Black or African American
Native Hawaiian or Other Pacific Islander
White

Co-Applicant

American Indian or Alaskan Native
Asian
Black or African American
Native Hawaiian or Other Pacific Islander
White
Yes No

Commerce location
Applicant Information
,
Previous Address
,
Employment and Income
Previous Employment
What is your gross monthly income?
Nearest Relative Information
,
Housing Information
Co-Applicant Information
,
Previous Address
,
Co-Applicant Employment and Income
Previous Employment
What is your gross monthly income?
Co-Applicant Housing Information
Loan Information
months YearsMonths
Boat and Marine Information
Boat Information
Motor Information
Trailer Information
Other Marine Information
Boat Information
Motor Information
Trailer Information
Other Marine Information
Commerce Account Number:
Account Balance:
Other Collateral Information
Information for Government Monitoring Purposes
The following information is requested by the federal government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. You may select one or more designations for "Race." The law provides that a lender may not discriminate on the basis of this information, or on whether you choose to furnish it. However, if you choose not to furnish the information and you have made this application in person, under federal regulations the lender is required to note ethnicity, race, and sex on the basis of visual observation or surname. If you do not wish to furnish the information, please check below.

Applicant

American Indian or Alaskan Native
Asian
Black or African American
Native Hawaiian or Other Pacific Islander
White

Co-Applicant

American Indian or Alaskan Native
Asian
Black or African American
Native Hawaiian or Other Pacific Islander
White
,
Agreement and Authorization
The above statements are submitted for the purpose of obtaining credit and are certified to be true and correct. By making this application, you authorize Commerce Bank to make whatever credit inquiries we deem necessary in connection with this credit application or in the course of review or collection of any credit extended in relation to this application. You authorize and instruct any person or consumer reporting agency to complete and furnish us any information they may have or obtain in response to such credit inquiries and agree that such information, along with this application, shall remain the property of the bank whether or not credit is extended. You have answered the questions completely and correctly. You certify that you are 18 years of age or older. You agree to pay all charges on the requested Loan Account when due. For joint credit accounts, you are responsible, both together and individually, for the entire Account balance even though only one of you uses the Account. If you have provided your mobile phone number, you expressly consent to being contacted at the number you provided regarding this application, any subsequent loan, or any other Commerce account, via any method including but not limited to text, SMS, email, or calling you using an auto-dialer, pre-recorded or artificial voice calls or messages.
Unless I/we call Commerce Bank at 800-543-4845 to opt out, I/we agree that Commerce Bank and its affiliates may share information about me or my account for marketing and administrative purposes.


Please review this page and complete all required fields.
IMPORTANT: The minimum loan amount for a Personal Loan is $7,000. If you would like to apply for a loan less than $7,000, click here to explore other options.